Investors in many markets are facing a common challenge: increasing responsibility for building savings to meet their needs in retirements that are lasting longer. The fuel behind this fire comes from ...

In 1889, German Chancellor Otto von Bismarck introduced the world's first state pension system and set the retirement age at 70. Life expectancy in Germany at the time was about 45 years. The math was ...

For most of my life, I've worked as an innovator in the financial services space, with a particular focus on life insurance and annuity products. For 40 years, that was my job and specialty. One of my ...

One downfall of our retirement saving system is the cost and quality of the plan that you have access to can be significantly dependent on the size of your employer. Small employers have fewer ...

After years of navigating rising prices, higher borrowing costs and growing financial uncertainty, many older Americans are entering retirement with more debt than previous generations carried. And ...

Guaranteed income can provide a reliable foundation for retirement spending. Waiting until age 70 to claim Social Security maximizes the benefit for life. Insurers now offer index-linked and fee-based ...

Increasingly, financial planners and wealth managers are hearing from current and potential clients who are turning to do-it-yourself investment strategies to build and manage their investment ...